Vietnam plans to allow small and medium-sized enterprises to use digital assets and virtual assets as collateral for bank loans
By: rootdata|2026/06/01 04:45:00
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According to Viet Nam News, the Ministry of Finance of Vietnam proposed in the revised draft of the "Support Law for Small and Medium Enterprises" to allow small and medium enterprises to use digital assets, virtual assets, intellectual property, intangible assets, and future assets as collateral for bank loans, in order to improve the financing availability for private enterprises and technology startups.
The draft also encourages credit institutions to issue loans based more on credit ratings, business plans, market expansion potential, and corporate cash flow, reducing reliance on traditional collateral such as real estate. The Ministry of Finance of Vietnam stated that this policy aims to unleash resources from the private economy and is consistent with Resolution No. 68 - NQ / TW.
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